Justin Bacon

I help professionals 55 and older leave the corporate grind behind and turn their early retirement goals into reality, through ongoing financial planning, tax strategy, and investment management, all for one flat annual fee.

I'm Justin Bacon, CFA®, founder of Own Your Monday Wealth Management. You've spent decades building a career and saving diligently. Now you're ready to trade three meetings before noon and rush hour traffic for more time, more adventure, and more life on your own terms. My job is to make sure your plan can support it.

Questions I help you answer:

• Can I actually afford to retire before 65, and when can I step away from full time work?
• How do I turn my 401(k), IRAs, and other accounts into a reliable, tax efficient paycheck?
• Should I be doing Roth conversions, and how should I time withdrawals to keep more of what I've saved?
• When should I claim Social Security?
• Is my portfolio built to support my lifestyle, and am I protected against what could disrupt my plan?

We may be a great fit if you are:

• 55 or older and currently working as a W-2 employee
• Ready to retire, or seriously considering it
• Holding roughly $1.5 million to $5 million in investable assets
• Clear on what you want retirement to look like, and excited about what's ahead

Why work with me?

• Investment expertise. I spent years as a portfolio manager in the traditional wealth management industry, and I hold the CFA® charter and an MBA from the University of Maryland.
• You always work directly with me. I run an independent, solo practice and intentionally limit it to 40 to 50 families, so you're never passed off to a junior advisor.
• Evidence based, low cost investing. I build passive ETF portfolios focused on keeping costs and taxes low. Your accounts are held at Charles Schwab, in your name.
• One flat fee. No percentage of your assets and no commissions. As a fee only fiduciary, I'm bound to act in your best interest, always.

I started Own Your Monday for a personal reason: I wanted to control my own time so my family didn't have to wait until I was 65 to do the things we love, like traveling. I live in Montgomery County, Maryland, with my wife, Melissa, our two kids, and our dog, Macy. When I'm not building financial plans, you'll usually find me coaching youth sports, skiing, hiking, or training for a trail run. I work with clients virtually, nationwide.

Ready to start owning your Mondays? Learn more at ownyourmondaywealth.com or connect with me on LinkedIn.