Nathan Donohue, CFP®, RICP®

One stock made you wealthy. Now it's your biggest risk.

And every path out seems to run through a painful tax bill.

That's the problem Valence Wealth solves.

I work with executives whose net worth is concentrated in company stock - years of RSUs, ISOs, NQSOs, and ESPP shares that have vested faster than anyone could reasonably sell them. The equity that built your wealth is now the thing standing between you and a diversified life.

Key questions I help answer:

• How do I diversify out of this position without handing a huge piece of it to the IRS?
• My RSUs keep vesting and the position keeps growing. What's the right sequence of moves?
• I'm holding unexercised ISOs. How do I avoid an AMT surprise?
• What happens if the stock drops before I've reduced the exposure?

Why clients choose Valence Wealth:

• I have sat in your seat. For years, roughly 95% of my own net worth was tied to a single asset - the financial services firm I built, grew to roughly $500 million in assets under management, and sold. I know the tension between conviction, taxes, and the risk of waiting too long. I've lived it with my own money.
• Control the controllable. Advanced tax planning, estate coordination, diversification strategy, and low structural investment costs. I don't promise to predict markets or chase performance. Nobody can, and anyone who says otherwise is selling something.
• The full toolkit. Exchange funds, long/short direct indexing, options hedging, charitable strategies, and sale timing sequenced dynamically around your tax brackets. Every tool on the table, chosen for your situation - not whatever product pays best.
• One flat price, never a percentage. Your portfolio is not my invoice.

If most of your financial life is riding on one stock, use the scheduling link on this page to start the conversation.