Shawn Perkins

Planning for retirement is overwhelming.  You deserve a financial plan that addresses your goals and concerns first – not one built around product sales or a managed investment portfolio.

I provide transparent financial planning designed to help you make informed decisions with confidence, without a hidden agenda.

How I Work

My planning process is a comprehensive 60-day financial planning engagement for a flat fee of $3,000. During our time together, we'll evaluate every aspect of your financial life, including:

• Retirement cash flow projections
• Tax-efficient retirement withdrawal strategies
• Roth conversion analysis
• Social Security claiming strategies
• Investment allocation review
• Estate planning coordination
• Insurance review
• Actionable recommendations tailored to your goals

At the end of the engagement, you'll receive a personalized financial plan with clear recommendations and a prioritized action plan you can implement immediately.

Financial Planning First

Clients simply want objective and informed financial advice.

My process always begins as a standalone financial planning engagement.  There is no obligation to move your investments or purchase any additional services.  My goal is to provide practical, unbiased advice that helps you make better financial decisions.

Investment Management—If You Want It

For those who want professional investment management, I offer portfolio management and ongoing financial planning designed to keep your investment strategy aligned with your retirement and tax goals. 

This service is entirely optional and can range between $3,000 to no more than $7,200 depending on account size.  We can discuss whether ongoing investment management makes sense for your situation after your financial plan is complete.

Who I Work With

I work best with people who are:

• Within 10–15 years of retirement
• Recently retired
• Looking to reduce lifetime taxes in retirement
• Wondering when to claim Social Security
• Deciding how to draw income from retirement accounts
• Seeking objective financial advice without sales pressure
• Looking for a fiduciary financial planner who puts their interests first

Why Clients Choose Me

• Transparent flat-fee pricing
• Fiduciary advice focused on your best interests – no commissions or product sales
• Retirement and tax planning expertise
• Personalized recommendations
• Consistent communication and pre-scheduled meetings
• Optional investment management for those who want ongoing support

Whether you're preparing for retirement, navigating retirement income decisions, or looking for ways to improve your long-term tax efficiency, my goal is to help you build a clear, confident financial plan that supports you and your family.