Eric Niergarth, CFP®, RICP

I specialize in tax-aware retirement planning for retirees and near-retirees.

That means thoughtful Roth conversion planning, intelligent distribution strategy, IRMAA management, and coordinated portfolio structure designed to reduce lifetime tax drag.

Retirement planning is no longer about growth. It is about precision and optimization.

I work with a limited number of households who value steady guidance and long-term clarity."