John Davis, CFP®, EA

Hi, I’m John. I help retirees and pre-retirees in the Ozarks (and across the country) navigate the shift from saving for retirement to living off their savings.

I launched JKD Financial to solve a specific problem: the gap between long-term financial planning and proactive tax strategy. I believe that in retirement, it’s not just about what you make—it’s about what you keep.

Questions I Help You Answer:

• Tax Efficiency: How do I source my "retirement paycheck" to minimize my lifetime tax bill? Should I be considering Roth conversions and does that impact things like IRMAA surcharges?
• Income Planning: How do I manage monthly distributions or other large expenses without blowing my tax bracket? When should I start Social Security?
• Legacy: How can I give to my family or to my community (through DAFs or gifting) in the most tax-smart way?

We Might Be A Great Fit If:

• You value simplicity. You want a straightforward approach that tailors recommendations to your specific goals.
• You want dual expertise. You are looking for an advisor who is both a CERTIFIED FINANCIAL PLANNER™ and an IRS Enrolled Agent (EA)—meaning your investment strategy and your tax return are finally on the same page.
• You prefer transparency. You are done paying a percentage of your hard-earned assets (AUM) and want a clear, flat fee for expert guidance.

Learn More:

• About John's Background
• Read John's Blog

If you’re looking for a direct, honest partner to help you along your financial journey, I’d love to talk. Look forward to hearing from you!