Paul J. Coleman III, CFP®

Hi, I'm Paul! I'm the founder of, and financial planner at, Free Time Financial. After spending 10 years as a lead advisor at a fee-only Registered Investment Advisor firm, I left to launch my own firm- one that focuses on developing deeper relationships with a smaller number of clients, specializes in tax-efficient planning and investment management for retirees, and offers its service for a flat fee.

I offer only one service to one group of people, so that I can devote 100% of my time and energy to providing an exceptional experience to those that I serve. I chose the flat-fee business model because I believe that it doesn't make sense that someone would pay more than someone else for the exact same service, just because their account balance is larger. Though I'm fanatical about investment management, I believe that investments should be in service to a plan, not the other way around.

I was raised on a small dairy farm in the Southern Tier of New York state. Now I live in a beautiful suburb of Buffalo, NY with my wife, Kaitlin and our Goldendoodle, Roy. In my free time you can find me enjoying good food and drink with friends and family, taking care of our home, skiing, snowmobiling, or motorcycling. I look forward to serving you.