Our educational personal finance blog features syndicated articles from the flat fee financial advisors in our directory. They are republished here with permission.
November 4, 2025
Finding Your Safe Withdrawal Rate in Retirement
One of the biggest fears retirees face is running out of money. That’s why financial planners often talk about a “safe withdrawal rate.” This is the percentage of your portfolio you can withdraw each year in retirement without running out of funds too soon. But here’s the catch: there is no one-size-fits-all number. The right safe withdrawal rate depends on your portfolio size, lifespan, tax strategy, and spending needs. Let’s break it down.
October 30, 2025
Dollar Cost Averaging vs. Lump Sum Investing – Which Strategy Wins?
When you have a significant amount of cash to invest, you face a sometimes tough decision: should you invest it all at once or spread it out over time?
October 24, 2025
How to Navigate Market Volatility Without Losing Your Cool
Volatility is a natural part of investing. It’s the “price of admission” that we pay in exchange for the opportunity to grow wealth over time. But when markets start swinging wildly, especially to the downside, it’s easy to let emotion take the wheel.
October 21, 2025
The Truth About the Future of Social Security
So what is the actual state of Social Security based on the most recent data and analysis? And what does this mean for your financial future?
October 14, 2025
Should I Invest in a Target Date Fund? Weighing the Pros and Cons
Target date funds are convenient, popular, and designed to do the hard work for you. But does that mean a target date fund is the best choice for your financial future?
October 6, 2025
Retirement Planning for High Net Worth Individuals
Retirement planning for high net worth individuals requires more than hitting a number—it demands personalized strategies to manage taxes, healthcare costs,